Property

• Building Coverage
• Business Interruption/Extra Expense
• Business Personal Property (BPP) including inside stock & equipment
• Stock in the Open
• Equipment Breakdown Protection
• Property Basket Plus Endorsement
  • Demolition expenses
  • Additional coverage for increased costs of construction
  • Pollutant clean-up and renewal
  • Select crime coverages

General Liability

• Third-Party Product Recall Liability
• Employee Benefits Liability
• Injury occurring from a product sold or service provided
• Coverage for vacant land and leased properties

Crime

• Employee Dishonesty
• Forgery or Alteration
• Theft (in and out)

Commercial Auto

• Liability and Physical Damage
• Garagekeepers liability (direct or legal liability basis)

Inland Marine

• Mobile Equipment and Cargo Liability

• Minimum of three years in business (must have minimum 3 years industry experience)
• Replacement Cost Value (RCV) offered on buildings less than 30 years old or with upgraded roof, plumbing and wiring in the last 30 years
• Formal safety procedures must be in place for flammable fluid draining and auto dismantling
• Members of national and/or state recycler associations, preferred
• Car stacking considered (no more than two high, with proper racking and in a restricted area)
• U pull it (must have liability waiver in place)
• No fabricating, manufacturing or rebuilding of braking or steering components
• No repossession operations allowed
• The following incidental operations are considered:
• Sale of scrap metal and used tires
• Used auto sales
• Hauling of non-auto items such as toolboxes or generators
• Towing operations
• Non-auto recycling

Easy Submission Process

Email the following documents to AftermarketProgram@ArrowheadGrp.com

• Complete Acord application
• Narrative of operations
• Survey of hazards and applicable supplemental surveys
• 4 years of currently valued loss runs
• Current employee list and annual payroll

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