Lender Placed Insurance

Program Description

This program is for financial institutions, hard money lenders, and trusts. Lender-placed insurance (also known as force-placed insurance) protects properties when borrowers fail to maintain adequate insurance coverage as collateral for the loan. Lender-placed insurance ensures continuous coverage by securing all-risk lender-placed hazard insurance, including wind, for residential properties.

Key Features

  • Master policy names the lenders as the insured
  • Instant binding authority
  • Not individually underwritten
  • Reporting form policy with online reporting tool
  • Claims settled at replacement cost value
  • Dedicated customer service & support

All risk coverage, including wind, for residential and mobile home properties
Hazard, Flood, REO, Liability


All States

Share this product

Amanda Bowers
[email protected]

Program administered by

National Programs

Representing more than $3 billion in written premium in the personal, commercial, specialty, professional liability and public entity segments