Inland Marine is a policy designed to provide the broadest level of coverage for items such as jewelry, furs, wine, fine arts, and more. Orchid offers a wide variety of options for standalone coverage to suit your clients’ needs.
- Coverage applies anywhere in the world. When clients are on vacation, items such as jewelry and cameras are covered.
- Replacement cost coverage
- Generally there is no deductible, although deductibles are available
- No minimum per item required for scheduled coverage, but minimum premium is $250
- Appraisals are needed on items over $25,000 within the last 5 years
- Offers both blanket and scheduled coverage
- Fully comprehensive all risks of physical loss or damage cover, including accidental damage
- Automatic cover for new acquisitions up to 25% of collection value
- Defective Title cover
- Fakes and Forgeries cover
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